WEBINAR: Unlocking College Financial Aid: Navigating SECURE Act Updates & Strategic Planning for Families

The March Inspiring Insights webinar for financial advisors dove into the seismic shifts occurring in the landscape of college financial aid. The SECURE Act updates of 2024 have ushered in profound changes, demanding a fresh approach to planning for parents and grandparents alike.

In this dynamic session, led by renowned education and partnership leader Cozy Wittman of College Inside Track, we explored the nuances of the revamped college financial aid process. From the intricacies surrounding 529 plans and other contributions to navigating the treatment of multiple students in college and addressing the complexities of financial aid for divorced families, we equip you with the insights needed to guide your clients through these changes.

Furthermore, we uncovered how certain middle- and upper-income families may find themselves qualifying for reduced financial aid, necessitating innovative planning strategies to mitigate the impact. Colleges have evolved their admission and scholarship policies, favoring specific criteria that can significantly influence a family’s financial strategy. Discover how these policy shifts can shape your clients’ approach to financing their children’s education and ultimately help them minimize debt burdens.

This webinar isn’t just about highlighting challenges; it’s about empowering you with actionable knowledge to assist your clients effectively.

Watch the replay to stay ahead in an ever-evolving college selection process.

Watch the replay here.

About Cozy Wittman 

As Education and Partnership leader at College Inside Track, Cozy Wittman speaks nationally about college search, educating families, and training financial advisors and other professionals who work with families with high schoolers. College search has become increasingly complex, the nuances hard to understand; Cozy is passionate about dispelling myths that cost families money! She’s been featured in The Journal of Financial Planning on the subject of college planning.

Cozy is excited to connect with organizations and families interested in learning more about the complex college search process.  She is a mom of 5 kids with very different goals for college, so she is no stranger to the challenges around college search.

Privacy Notice

We recognize the importance of protecting our clients’ privacy. We have policies to maintain the confidentiality and security of your nonpublic personal information. The following is designed to help you understand what information we collect from you and how we use that information to serve your account.

Categories of Information We May Collect

In the normal course of business, we may collect the following types of information:

  • Information you provide in the subscription documents and other forms (including name, address, social security number, date of birth, income and other financial-related information); and
  • Data about your transactions with us (such as the types of investments you have made and your account status).

How We Use Your Information That We Collect

Any and all nonpublic personal information that we receive with respect to our clients who are natural persons is not shared with nonaffiliated third parties which are not service providers to us without prior notice to, and consent of, such clients, unless otherwise required by law. In the normal course of business, we may disclose the kinds of nonpublic personal information listed above to nonaffiliated third-party service providers involved in servicing and administering products and services on our behalf. Our service providers include, but are not limited to, our administrator, our auditors and our legal advisor. Additionally, we may disclose such nonpublic personal information as required by law (such as to respond to a subpoena) or to satisfy a request from a regulator and/or to prevent fraud. Without limiting the foregoing, we may disclose nonpublic personal information about you to governmental entities and others in connection with meeting our obligations to prevent money laundering including, without limitation, the disclosure that may be required by the Uniting and Strengthening America Act by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism (USA PATRIOT) Act of 2001 and the regulations promulgated thereunder. In addition, if we choose to dispose of our clients’ nonpublic personal information that we are not legally bound to maintain, we will do so in a manner that reasonably protects such information from unauthorized access. The same privacy policy also applies to former clients who are natural persons.

Confidentiality and Security

We restrict access to nonpublic personal information about our clients to those employees and agents who need to know that information to provide products and services to our clients. We maintain physical, electronic and procedural safeguards to protect our clients’ nonpublic personal information. We respect and value that you have entrusted us with your private financial information, and we will work diligently to maintain that trust. We are committed to preserving that trust by respecting your privacy as provided herein.